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(ThyBlackMan.com) Nearly half of American homeowners — 47%, according to a December 2025 Rocket Mortgage survey of 1,018 homeowners — said they would finance a $20,000 renovation rather than pay from personal savings. That number deserves a second look, because “financing a renovation” is not a single financial decision. It is a branching path where the product you choose, the rate you receive, and the term you accept determine whether […]

(ThyBlackMan.com) I believe you need to know that you are valuable! So many of us in today’s society are discounted and written off as unworthy. But, God has instructed me to let you know that to Him you are more valuable than you can compute! We look at our economic times and see the hardship and difficulty all around us. Hence, we are all looking for a good deal and […]

(ThyBlackMan.com) The Bible has the knack for cutting through the fog of uncertainty and ambivalence and getting to the heart of the matter with a directness and clarity that is awesome. If people saw the Bible for what it really is – a roadmap to the heart and the mind of God – and used it to its fullest extent in all situations, then they would enter the most blessed […]

(ThyBlackMan.com) If you are of a certain age, you were told growing up that, “Sticks and stones may break my bones, but words will never hurt me.” The earliest known public use of this proverb or adage was on March 22, 1862, in The Christian Recorder newspaper. The Christian Recorder is the oldest existing periodical published by Blacks in the United States.  It had its genesis in The Christian Herald, […]

(ThyBlackMan.com) The Philadelphia 76ers have assembled one of the most aggressive roster overhauls of this NBA offseason, and the biggest piece arrived Friday morning when a 41 year old free agent decided where he would continue playing. Man, listen. I have been watching this brother play professional ball since my knees still bent without complaint. My oldest was in diapers back when he was throwing lobs to Tristan Thompson in […]

(ThyBlackMan.com) Donald Trump ran as the “peace candidate” bodaciously claiming he would stop the existing wars and promising no new forever wars and an era of peace and prosperity. Many people who were weary of war fell for his lies and false promises. He said he would intervene to put an end to the Ukraine-Russia conflict within days of being augurated. That didn’t happen, the war is still raging and […]

(ThyBlackMan.com) American memory rarely allows complicated men to stay complicated, and few figures in our history have been flattened more thoroughly than the founding principal of Tuskegee Institute. I came up hearing two versions of Booker T. Washington, and neither one sounded like a human being. In my grandmother’s front room, his portrait hung near the mantel like a distant uncle who had done well for himself. Over at my […]

(ThyBlackMan.com) Many of today’s consumer loans are legal but abusive. Payday lenders and used car sellers often steer customers into costly contracts they barely understand. Low-income borrowers with jobs, and therefore, dependable cash flow to siphon off, are favored targets. Sure, there’s a sucker born every minute, as P.T. Barnum allegedly said. But now we have a federal government that’s gone backward in providing protection from predators just as they […]

(ThyBlackMan.com) In 2024, two hotels and several residents of San Francisco’s Tenderloin district sued the city, alleging it is using the neighborhood as a containment zone for rampant illegal drug use and other vices, making the residents terrified to leave their homes and businesses unable to recruit staff. According to the complaint filed in federal court, the plaintiffs did not seek monetary damages. Instead, they wanted officials to clear sidewalks […]

(ThyBlackMan.com) The most persistent weakness in our political tradition is no shortage of talent or courage, but a habit of waiting on one anointed figure to carry an entire race across the finish line. I have been voting since Carter, and I have watched this cycle spin around more times than I care to admit. Somebody rises. Cameras find him. He can preach, he can quote scripture and Baldwin in […]